Frequently Asked Questions

We strive to answer all your questions in a professional and timely manner. Below are the answers to some of the more common questions we get asked. Please feel free to call us and speak directly to one of our knowledgeable representatives for more detailed answers to your questions. Toll Free 1-866-866-0378.

Will I have to sign a Personal Guarantee?

No, you will only be pledging your future receivables for the amount you agreed to pay back.

What if I don’t accept Credit Cards?

We are one of the few funders that advance to businesses that do not accept credit cards. Our minimal requirements are either $4,000 in monthly average Visa/MasterCard or $20,000 in gross deposits.

What if I’m late on my rent, have tax liens and terrible personal credit?

No worries, we can pay off up to 4 months in back rent and consider many other factors such as time in business and overall sales to compensate for Liens and Judgments.

What Is the maximum amount of money I can qualify for?

Unlike most funders we do not advertise get $250,000 in working capital fast. We have funded advances from $1,500 to $750,000 for our merchants. We encourage you to ask for references. Our satisfied clients are our best advertising.

What is a real time-frame to be funded?

We are as fast as your paperwork. From application to funding usually runs 3-5 days when we work with motivated merchants.

What if I already have a Cash Advance with another lender?

70% of our clients had or have an advance with another funder. Having premium pricing they recognize that we are super competitive and fair. As long as you pocket 50% or more of our advance we are happy to pay off an existing advance or any other debt directly.

Do I have to switch my current credit card processor?

Absolutely not, only half of our merchants switch to one of our preferred processors. Next day cash settlements and better rates and fees are a compelling reason to switch. However, if any circumstances prevent this, including merchants preference we have many alternative collection methods.